What Happens If I’m Hit By An Uninsured Motorist?
When an accident with an uninsured driver occurs many people believe that they are unable to claim for the injuries they sustain as a result of the drivers negligence. This is not strictly true, there is a route open to victims who have been injured by either uninsured drivers or drivers that are not traceable.
The Motor Insurance Bureau or MIB , are an organisation that is set up specifically to help provide compensation to people who have been hurt by an uninsured or untraceable driver. The MIB are there to provide compensation to innocent parties who have suffered personal injuries due to the other party’s negligence. They now also deal with small property damage claims too.
If you are a child who wants to claim against an untraceable driver (for a hit and run for example) then the MIB have now extended the time in which you can claim to up to your 21st birthday. This is as opposed to the 3 years people generally have to make a claim in.
The MIB offer two different options for victims of uninsured or untraceable drivers. Both routes intend the victim to obtain compensation for an accident that caused them injury through no fault of their own. Depending on which category your claim belongs to your solicitor will then move forward in accordance.
Some insurance companies will provide help in tracing the other motorist but if they are not insured you will still need to go through the MIB.
The MIB has certain rules and procedures that must be followed in order to make a valid claim. Generally speaking anybody is able to make a claim through the MIB but a specialist solicitor is essential to help explain all of the steps involved.
If you are seeking compensation injury claim then a no win no fee solicitor will be able to help you with each step of the process.
No related posts.